Three rider choices to help your clients design the retirement they want

Whether your clients want income security, additional growth potential for the future or a way to fill an income gap in retirement, you can help them with the Nationwide Lifetime Income Rider+ (L.inc+) suite¹ available on certain Nationwide variable annuities. No matter which of the three L.inc+ rider options work best for your clients, you’re able to offer these features to help further customize their retirement income: 

• Annual step-up locking in the income benefit base at your client’s highest contract anniversary value 
• Guaranteed roll-up rate on the benefit base for 10 years or until the first lifetime withdrawal is taken²  
• One non-lifetime withdrawal without stopping the roll up or locking in the lifetime withdrawal percentage³ 
• Joint option¹ to provide the same level of income to the surviving spouse for his or her life 
• Income Carryforward to roll forward one year of unused income during the income phase⁴ 

Download our Rider Comparison Guide to see which rider may be the best fit for your clients.