FOR FINANCIAL PROFESSIONAL USE — NOT FOR DISTRIBUTION TO THE PUBLIC
• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution
• Not insured by any federal government agency • May lose value
This material is not a recommendation to buy or sell a financial product or to adopt an investment strategy. Investors should discuss their specific situation with their financial professional.
Variable products are sold by prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To request a copy, go to prospectus.nationwide.com/VULAccumulator or call 1-800-848-6331.
Enhanced target premiums are available on new business submitted after Jan. 1, 2023, for Nationwide accumulation IUL and accumulation VUL products. It does not apply to Nationwide IUL Accumulator available in New York.
As your clients’ personal situations change (e.g., marriage, birth of a child or job promotion), so will their life insurance needs. Care should be taken to ensure this product is appropriate for their long-term life insurance needs. They should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with characteristics of the insured such as sex, health, age and tobacco use. Riders that customize a policy to fit individual needs usually carry additional charges.
Life insurance is issued by Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Guarantees are subject to the claims-paying ability of the issuing insurer. The general distributor for variable products is Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio.
Nationwide, the Nationwide N and Eagle and Nationwide New Heights are service marks of Nationwide Mutual Insurance Company. © 2023 Nationwide