Product not available in: MO, NY, OR, VA, VI
FOR FINANCIAL PROFESSIONAL USE – NOT FOR DISTRIBUTION TO THE PUBLIC
• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
This material is not a recommendation to buy or sell a financial product or to adopt an investment strategy. Investors should discuss their specific situation with their financial professional.
This product is sold by prospectus. Your clients should carefully consider the investment objectives, risks, charges and expenses. The product prospectus contains this and other important information. Investors should read it carefully before investing. This document must be preceded or accompanied by the prospectus. To receive a copy of the prospectus, go to nationwide.com/prospectus or call 1-800-848-6331.
Nationwide Defender is an individual single-purchase-payment deferred annuity with index-linked strategies issued by Nationwide Life Insurance Company, Columbus, Ohio. The general distributor is Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio.
Please note that a RILA does not directly invest in an index. A RILA includes index strategies which follow market performance; however, they are not actual investments in the stock market.
When evaluating the purchase of an annuity, your clients should be aware that annuities have limitations. They are long-term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses or to fund short-term savings goals. Please read the contract for complete details. Withdrawals are subject to income tax, and withdrawals before age 59½ may be subject to a 10% early withdrawal federal tax penalty.
Guarantees and protections referenced within are subject to the claims-paying ability of Nationwide Life Insurance Company.
The Nationwide Defender Annuity does not directly participate in any stock, equity investments or index. It is not possible to invest directly in an index. Please consult the prospectus for more information on the available index options.
Nationwide, the Nationwide N and Eagle and Nationwide Defender are service marks of Nationwide Mutual Insurance Company © 2023 Nationwide
VAM-3745AO (06/23)
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Along with offering growth potential, a RILA (registered index-linked annuity) is designed to limit the impact of market volatility on a client’s investment. This protection comes in 2 varieties, and we’ve highlighted them for you: